A fan in Indonesia sends $5 to a Korean VTuber. In today's infrastructure, here's how money leaks:
- Patreon platform fee β 12% ($0.60)
- Stripe payment fee β 2.9% + $0.30 ($0.45)
- FX spread β 2% ($0.10)
- PayPal withdrawal fee β 1.9% + $0.30 ($0.40)
- Withholding tax β 8-30% depending on country
Net: less than $3 of the original $5 reaches the creator. Over 40% evaporates in the middle.
With a TonPass card
The Indonesian fan buys a $5 TonPass card and shares the link with the creator's Telegram handle. The creator redeems with Face ID.
- Platform fee β 3% ($0.15) β the only fee
- Payment fee β 0 (single settlement at purchase)
- FX spread β 0 (USDT settles in dollars)
- Withdrawal fee β 0 (hold in wallet or send on-chain)
- Tax β creator handles locally
$4.85 of the original $5 reaches the creator. 97% efficiency.
Why global creators should watch this
K-Pop stars, YouTubers, streamers, artists β their income sources increasingly cross borders. But the payment infrastructure is still stuck at borders.
TonPass gift cards let global fandoms deliver value directly to creators without border friction. Discord server giveaways, Twitch donation alternatives, direct sponsorship instead of physical merch β it fits every scenario.
βThe next generation fan economy runs on stablecoin. TonPass is the rail.β
